Practical guidance for Canadians in relationships with Nigerians who want to verify identities, intentions, and claims before sending money.

You met someone online. Maybe on a dating app, maybe on social media, maybe through mutual connections. They say they live in Nigeria — Lagos, Abuja, Port Harcourt. The conversations are good. Real feelings are developing.
Then comes the ask. Money for a family emergency. Funds for a visa application. Help with medical bills. And suddenly, you're facing a question that millions of people in your position have faced: Is this person who they say they are?
This article is for Canadians in that exact situation. It's not about judgment. It's about giving you the tools and knowledge to find out the truth before you make a decision you can't undo.
According to the Canadian Anti-Fraud Centre, romance scams consistently rank among the top fraud types in Canada, with victims losing over $50 million annually. Nigeria is one of the most commonly reported origin countries, though scammers operate globally.
This doesn't mean every relationship with someone in Nigeria is a scam. Many are genuine. But it does mean that verification is a reasonable and responsible step — especially before any money changes hands.
Not every request for money is a scam. But certain patterns should raise your alert level:
Having red flags doesn't mean the person is fake. But it does mean verification is the smart thing to do before sending money.
More than you might think. With an on-ground agent in Nigeria, the following can all be checked:
Does the person exist? Do they look like their photos? A local agent can visit their claimed address and confirm that a real person matching the description lives there. Timestamped photos provide visual proof.
Is the address they gave you real? Is it an apartment, a house, a compound? Does it match what they've described about their living situation? An agent visits the location and documents it.
If they claim to work at a specific company or hospital, an agent can visit the workplace and confirm whether someone by that name is actually employed there.
In Nigerian culture, community and family connections are strong. If someone claims to be from a specific area or family, a local agent who understands the culture can make discreet inquiries to verify those claims.
Does their claimed lifestyle match reality? Someone claiming to be a wealthy professional but living in a modest area is a significant discrepancy worth noting.
One of the most common concerns is: “If I verify this person, will they find out?”
The short answer is: no, in most cases they won't. Verification is conducted discreetly. Agents visit addresses and workplaces without revealing the purpose of their visit or who sent them. The subject of the verification is not contacted or informed.
Here's how the process typically works:
Typical turnaround is 3–5 days. Address checks start from $75 CAD. Full person verifications range from $150–$300 CAD.
Two outcomes are possible, and both are valuable:
If the person checks out: You now have peace of mind. You can continue the relationship knowing the basic facts are true. That's worth a lot.
If the person doesn't check out: You now have the information you need to make a clear-eyed decision. You've potentially saved thousands of dollars and significant emotional pain.
Either way, you win. Because the alternative — sending money based on hope and trust alone — is how people get hurt.
If you're reading this, you might feel embarrassed about needing to verify someone you care about. Don't be. Verification is not a sign of distrust — it's a sign of responsibility.
The people who reach out to me are intelligent, caring individuals who want to do the right thing. They want to believe the best about someone — and they also want to protect themselves. That's not weakness. That's wisdom.
I coordinate relationship verification from Toronto using trusted agents in Lagos and Abuja. Every case is handled with complete discretion and sensitivity.
Don't send money blindly. Get answers first.
I coordinate on-ground verification across Lagos and Abuja. Tell me what you need and I'll give you a clear scope and price.